Regulation & Compliance
XM operates within a strict regulatory framework, authorized and regulated by financial authorities across multiple jurisdictions, ensuring client protection and financial security.
Regulatory Framework
At XM, we take compliance seriously. Our companies are authorized and regulated by internationally recognized financial authorities, adhering to strict standards of financial service provision, client fund security, and business operations.
Cyprus Securities and Exchange Commission
Trading Point of Financial Instruments Ltd is authorized and regulated by the Cyprus Securities and Exchange Commission (CySEC).
License Number:
HE251334
Jurisdiction:
European Economic Area (EEA)
Australian Securities and Investments Commission
XM Global is licensed and regulated by the Australian Securities and Investments Commission (ASIC).
License Number:
AFSL 443670
Jurisdiction:
Australia
Financial Services Authority
XM Global Limited is authorized and regulated by the Financial Services Authority (FSA) of Seychelles.
License Number:
SD010
Jurisdiction:
Global (excluding EEA and certain restricted countries)
Client Fund Security
Your funds' security is our top priority. We implement multiple layers of protection to ensure your capital remains safe at all times.
Segregated Accounts
Client funds are kept in segregated accounts with reputable banks, separate from company operational funds, ensuring your money is never used for company operations.
Negative Balance Protection
We offer negative balance protection on all accounts, ensuring you cannot lose more than your deposit, even in volatile market conditions.
Investor Compensation Funds
Eligible clients of our EU regulated entity are covered by the Investor Compensation Fund, which provides additional protection up to a certain amount.
Your Money Is Safe With Us
XM implements industry-leading security measures to protect your funds:
- Bank-grade encryption technology
- Regular audits by independent firms
- Secure payment processing systems
- Partnerships with reputable banking institutions
Compliance Framework
Anti-Money Laundering (AML)
XM has implemented robust procedures to prevent money laundering and financial crime. All clients must complete our verification process, ensuring the legitimacy of funds and compliance with international AML standards.
Know Your Customer (KYC)
Our KYC procedures ensure we verify the identity of all clients before they can trade with real money. This protects both our clients and our services from fraudulent activities and unauthorized access.
Data Protection
XM complies with international data protection laws, including GDPR. We implement stringent measures to protect clients' personal information and ensure data privacy at all times.
Risk Disclosure
We maintain full transparency about the risks associated with trading financial instruments. Our risk disclosure statements provide clients with comprehensive information about potential losses and market volatility.
Global Regulatory Compliance
XM adapts its operations to comply with regulatory requirements across different jurisdictions, ensuring that clients receive appropriate protections based on their location.
Europe
MiFID II Compliant
Australia
ASIC RG227
Global
FATF Guidelines
Data
GDPR Compliant
Trade with a Trusted, Regulated Broker
Join millions of traders who trust XM for our strong regulatory framework, client fund protection, and commitment to compliance.
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