Trade With
Zero Hidden Fees
Focus on your trading strategy without worrying about additional costs. XM offers a transparent fee structure with no hidden charges.
Open Fee-Free AccountTrading Without Extra Costs
At XM, we believe that your money should be used for trading, not for paying excessive fees and charges.
No Commission Fees
Trade with 0% commission on all account types across all instruments.
No Hidden Charges
We're transparent about our pricing with no surprise costs.
Free Deposits & Withdrawals
Deposit and withdraw your funds without any processing fees.
No Inactivity Fees
Your account funds remain intact even during periods of inactivity.
How Much Can You Save?
Compare XM's zero fee structure with typical industry fees to see how much you could save.
Fee Type | XM | Other Brokers | Your Savings |
---|---|---|---|
Commission Fees | 0% | Up to $10 per lot | Save up to $10,000 annually for 1,000 traded lots |
Deposit & Withdrawal Fees | Free | $20-50 per transaction | Save $240-600 annually with 1 transaction per month |
Account Maintenance Fee | Free | $10-30 monthly | Save $120-360 annually |
Inactivity Fee | None | $10-50 monthly after 30-90 days | Save $120-600 annually during trading breaks |
Transparent Pricing
At XM, we believe in complete transparency. Our pricing structure is straightforward with no hidden fees or surprise charges.
How We Make Money
We earn through the spread - the difference between the buy and sell price of an instrument. This is clearly displayed for all instruments before you trade.
Overnight Positions
For positions held overnight, a swap fee may apply. This is an industry-standard interest rate differential and is clearly displayed in the platform.
No Hidden Extras
We don't charge for deposits, withdrawals, account maintenance, data feeds, or platform access. What you see is what you get.

Calculate Your Savings
See how much you could save by switching to XM's zero-fee structure.
Example Calculation
Based on a trader who trades 100 lots per month, makes 2 deposits/withdrawals monthly, and takes a 2-month break from trading each year:
Did You Know?
- The average trader pays over $1,000 in hidden fees annually.
- Some brokers charge up to 2% of transaction value for deposits/withdrawals.
- Inactivity fees can drain your account balance by up to 10% annually.
- Many brokers charge extra for advanced platform features and real-time data.
What Our Traders Say
Hear from real traders who have benefited from our zero-fee structure.
"The zero fees policy at XM has saved me thousands of dollars in trading costs. This makes a significant difference in my annual returns."
"I switched to XM after calculating how much I was paying in fees at my previous broker. The zero fees combined with tight spreads make XM unbeatable."
"As a long-term investor who occasionally trades, I appreciate not being penalized with inactivity fees when I'm focusing on my investments rather than active trading."
Frequently Asked Questions
Are there any hidden fees I should be aware of?
No, at XM we pride ourselves on complete transparency. There are no hidden fees or charges. We make our money through the spread, which is clearly displayed for all instruments before you trade.
Do I need to pay for withdrawals?
No, XM does not charge any fees for withdrawals. However, please note that some payment providers or banks might charge their own processing fees, which are outside of XM's control.
Is there a fee for inactive accounts?
No, XM does not charge inactivity fees. Your account balance will remain intact regardless of how long you go without trading.
How does XM make money if there are no fees?
XM makes money through the spread - the difference between the buy and sell price of an instrument. We also earn from overnight swap rates on positions held open overnight, which is an industry-standard practice.

Start Trading Without Extra Costs
Open an account today and experience the benefits of trading with zero hidden fees. Your money should be used for trading, not for paying unnecessary charges.
Risk Warning:
Trading CFDs involves significant risk of loss and may not be suitable for all investors. While XM does not charge commissions or hidden fees, trading involves costs through spreads and overnight swap rates. Please ensure you fully understand the risks involved.